IMPORTANT- PLEASE READ
Access to the Sites
You must be eighteen (18) years or older to access the Sites. If you are under eighteen years of age, you are not permitted to access the Sites for any reason. Due to the age restrictions for use of the Sites, no information obtained by the Sites, falls within the Children’s Online Privacy Protection Act (COPPA) and is not monitored as doing so.
To access the Sites or some of the resources they have to offer, you may be asked to provide certain registration details or other information. It is a condition of your use of the Sites that all the information you provide on the Sites is correct, current, and complete. If Blackbox Preparedness believes the information you provide is not correct, current, or complete, we have the right to refuse you access to the Sites or any of their resources, and to terminate or suspend your access at any time, without notice.
Intellectual Property/Proprietary Information
The material and content (hereinafter referred to as the “CONTENT“) accessible from the Sites, and any other World Wide Web site owned, operated, licensed, or controlled by Blackbox Preparedness is the proprietary information of Blackbox Preparedness or the party that provided the Content to Blackbox Preparedness and Blackbox Preparedness or the party that provided the Content to Blackbox Preparedness retains all right, title, and interest in the Content.
Additionally, you agree not to record, duplicate, distribute, teach or train from our information in any manner whatsoever without our express written permission. You must obtain written permission from us or any other entity who owns intellectual property on the Sites before you may modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works, exploit, or distribute in any manner or medium (including by email or other electronic means) any Content from the Sites. By using the Sites, you agree to abide by all copyright notices or other posted restrictions.
Seeking Permission to Display Our Content
You may seek permission to distribute or display Content from the Sites by writing to firstname.lastname@example.org. Please include a detailed explanation of the Content for which you are seeking permission. Please include the term “Permissions” in the subject line of your email.
We reserve the right to rescind any permission granted to you or any organization in which we approve permission to distribute or display Content from the Sites, and to require termination of any such Content on any sites, at our discretion at any time.
Trademarks, service marks, and logos appearing in the Sites are the property of Blackbox Preparedness or the party that provided the trademarks, service marks, and logos to Blackbox Preparedness. Blackbox Preparedness, and any party that provided trademarks, service marks, and logos to Blackbox Preparedness, retain all rights with respect to any of their respective trademarks, service marks, and logos appearing in this site.
Intellectual Property Violations & Infringement Notification
If you believe that content residing on or accessible through our website infringes a copyright for which you own or are a designated agent, please send a notice of infringement by contacting us at email@example.com with information that sets forth the items specified below. To expedite our ability to process your request, please use the following format:
- Include the term “Property Rights” in the subject line of the email.
- Within the body of the email, include the title of the specific thread or article that contains the copyrighted work.
- Provide a link to the specific post or article you believe contains the copyrighted material.
- Include the specific nature of the copyright infringement you believe is occurring.
- Include details of your claim to the material, or your relationship to the material copyright holder.
- Provide your full name, address, and telephone number should we need to clarify your claim.
- Provide a working email address where we can contact you to confirm your claim.
- Include the following statement: “I have a good faith belief that use of the copyrighted materials described above on the allegedly infringing web pages is not authorized by the copyright owner, its agent, or the law. I swear, under penalty of perjury, that the information in the notification is accurate and that I am the copyright owner or am authorized to act on behalf of the copyright owner to make this complaint.”
We will review your claim and determine its merit. If, after our review, we believe your claim is sufficient to remove the information from public view, we will do so immediately and provide you with confirmation. If your claim is insufficient to act upon, or, in our consideration the material has been posted with a good faith effort and compliant with the DMCA, we will notify you and provide you opportunity to clarify or seek additional remedy.
The Sites may be hyperlinked to other sites which are not maintained by, or related to Blackbox Preparedness. Hyperlinks to such sites are provided as a service to users and are not sponsored by or affiliated with the Sites or Blackbox Preparedness. Blackbox Preparedness has not reviewed any or all of such sites and is not responsible for the content of those sites. Hyperlinks are to be accessed at the user’s own risk, and Blackbox Preparedness makes no representations or warranties about the content, completeness or accuracy of these hyperlinks or the sites hyperlinked to our Sites. Further, the inclusion of any hyperlink to a third-party site does not necessarily imply endorsement by Blackbox Preparedness of that site.
Linking to Blackbox Preparedness Sites
Other Sites may link to our Sites by permission only. To seek our permission, you may contact us at firstname.lastname@example.org. Please include the term “Link Agreement” in the subject line. We reserve the right to rescind any permission granted to you or any organization in which we approve linking to our Sites, and to require termination of any such link to any of the Sites, at our discretion at any time.
Restrictions On Use
The right to use the Sites is personal to the Subscriber and is not transferable to any other person or entity. Subscriber is responsible for all use of Subscriber’s Account (under any screen name or password(s) if any) and for ensuring that all use of Subscriber’s Account complies fully with the provisions of this Agreement. Subscriber shall be responsible for protecting the confidentiality of Subscriber’s password(s), if any.
Subscriber shall use Blackbox Preparedness Sites for lawful purposes only. Subscriber shall not post or transmit through Blackbox Preparedness Sites any material that violates or infringes in any way upon the rights of others, which is unlawful, threatening, abusive, defamatory, invasive of privacy or publicity rights, vulgar, obscene, profane, fraudulent, or otherwise objectionable, which encourages conduct that would constitute a criminal offense, gives rise to civil liability or otherwise violates any law, or which, without Blackbox Preparedness’ express prior approval, contains advertising or any solicitation with respect to third-party products or services. Any conduct by a Subscriber that in Blackbox Preparedness’ discretion restricts or inhibits any other Subscriber from using or enjoying Blackbox Preparedness Sites will not be permitted. Subscriber shall not use Blackbox Preparedness Sites to advertise or perform any commercial solicitation, including, but not limited to, the solicitation of users to become subscribers of other on-line information services competitive with Blackbox Preparedness Sites.
Blackbox Preparedness reserves the right, in its sole discretion, to terminate your access to the Sites and the related services or any portion thereof at any time, without notice. In the event Blackbox Preparedness terminates a Subscriber’s access to the Sites, we will either refund your one-time purchase, or in the case of monthly or yearly subscriptions, we will prorate your yearly Subscription amount and refund you the remainder of your Subscription year, or refund your last monthly payment if you are on a monthly recurring Subscription. Subscribers with “Lifetime” access will be refunded a pro-rated amount based on the expected product lifetime of 15 years. All refunds shall be processed and made within thirty (30) days of termination.
Submissions and Testimonials
You hereby grant to Blackbox Preparedness the royalty-free, perpetual, irrevocable, worldwide, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display all content, remarks, suggestions, testimonials, endorsements, ideas, graphics, or other information communicated to Blackbox Preparedness through the Sites (together, hereinafter known as the “Submission”), and to incorporate any Submission in other works in any form, media, or technology now known or later developed. By posting or submitting any material (including, without limitation, comments, testimonials, blog entries, photos and videos) to us via the Sites, you are representing that you are the owner of the material, or are making your posting or Submission with the express consent of the owner of the material. Blackbox Preparedness will not be required to treat any Submission as confidential, and may use any Submission in its business (including without limitation, for products or advertising) without incurring any liability for royalties or any other consideration of any kind, and will not incur any liability as a result of any similarities that may appear in future Blackbox Preparedness operations.
With regards to testimonials, comments, or endorsements posted on the Sites or sent to Blackbox Preparedness, Zed (President of Blackbox Preparedness LLC) or any advisors of Blackbox Preparedness via e-mail or regular mail, you acknowledge that Blackbox Preparedness may use your testimonials, comments and/or endorsements to promote and advertise the Sites. You hereby grant Blackbox Preparedness permission to utilize your first name, appearance, content of e-mail or letter, voice and/or likeness in connection with any testimonial, comment, or endorsement. This permission extends to publicity of the Sites in any and all manner and media throughout the world in perpetuity. You hereby waive any right that you may have to inspect or approve any testimonial, comment or endorsement prior to posting.
You acknowledge and agree that any contributions originally created by you for us shall be deemed a “work made for hire” when the work performed is within the scope of the definition of a work made for hire in Section 101 of the United States Copyright Law, as amended. As such, the copyrights in those works shall belong to Blackbox Preparedness from their creation. Thus, Blackbox Preparedness shall be deemed the author and exclusive owner thereof and shall have the right to exploit any or all of the results and proceeds in any and all media, now known or hereafter devised, throughout the universe, in perpetuity, in all languages, as we determine. In the event that any of the results and proceeds of your submissions hereunder are not deemed a “work made for hire” under Section 101 of the Copyright Act, as amended, you hereby, without additional compensation, irrevocably assign, convey and transfer to Blackbox Preparedness all proprietary rights, including without limitation, all copyrights and trademarks throughout the universe, in perpetuity in every medium, whether now known or hereafter devised, to such material and any and all right, title and interest in and to all such proprietary rights in every medium, whether now known or hereafter devised, throughout the universe, in perpetuity. Any posted material which are reproductions of prior works by you shall be co-owned by us.
You acknowledge that Blackbox Preparedness has the right but not the obligation to use and display any postings or contributions of any kind and that we may elect to cease the use and display of any such materials (or any portion thereof), at any time for any reason whatsoever.
Blackbox Preparedness is not an investment advisory service, is not an investment advisor, and does not provide personalized financial advice or act as a financial advisor. Please review the Earnings Disclaimer on our website for additional information.
You understand that Blackbox Preparedness cannot and does not guarantee or warrant that files available for downloading from the Internet will be free of viruses, worms, Trojan horses or other code that may manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to the Sites for the reconstruction of any lost data. Blackbox Preparedness, does not assume any responsibility or risk for your use of the Internet.
The Content is not necessarily complete and up-to-date and should not be used to replace any written reports, statements, or notices provided by Blackbox Preparedness. Investors, borrowers, and other persons should use the Content in the same manner as any other educational medium and should not rely on the Content to the exclusion of their own personal or professional judgment. Information obtained by using the Sites is not exhaustive and does not cover all issues, topics, or facts that may be relevant to your goals.
Your use of the Sites is at your own risk. The Content is provided ‘as is’ and without warranties of any kind, either expressed or implied. Blackbox Preparedness disclaims all warranties, including any implied warranties of merchantability, fitness for a particular purpose, title, or non-infringement. Blackbox Preparedness does not warrant that the functions or Content contained on the Sites will be uninterrupted or error-free, that defects will be corrected, or that the Sites or the servers that make them available are free of viruses or other harmful components. Blackbox Preparedness does not warrant or make any representation regarding use, or the result of use, of the Content in terms of accuracy, reliability, or otherwise. The Content may include technical inaccuracies or typographical errors, and Blackbox Preparedness may make changes or improvements at any time. You, and not Blackbox Preparedness, assume the entire cost of all necessary servicing, repair or correction in the event of any loss or damage arising from the use of the Sites or their Content. Blackbox Preparedness makes no warranties that your use of the Content will not infringe the rights of others and assumes no liability or responsibility for errors or omissions in such Content.
All of the information in the Sites, whether historical in nature or forward-looking, speaks only as of the date the information is posted on the Sites, and Blackbox Preparedness does not undertake any obligation to update such information after it is posted or to remove such information from the Sites if it is not, or is no longer, accurate or complete.
Third Party Content
Blackbox Preparedness is both a distributor and publisher of content.
Dispute Resolution. Mediation and Binding Arbitration
Please read this section carefully as it affects your rights.
Most Subscriber concerns can be resolved quickly and to the Subscriber’s satisfaction by contacting our customer service department at email@example.com. In the unlikely event that our customer service department is unable to resolve a complaint you may have (or if Blackbox Preparedness has not been able to resolve a dispute it has with you after attempting to do so informally), we each agree to resolve those disputes first through good faith mediation and then through binding arbitration, instead of in courts of general jurisdiction.
As such, we agree to submit any dispute, claim or controversy arising out of your use of the Sites or your Subscription with Blackbox Preparedness to private mediation. In the event that we are unable to reach an amicable resolution to the dispute at the mediation, the dispute, claim or controversy arising under this Agreement shall be resolved by binding arbitration and shall be construed and interpreted in accordance with the laws of the state of the District of Columbia. Good faith mediation is a pre-requisite to filing any arbitration claim.
Such arbitration shall be administered by and under the rules of the American Arbitration Association (“AAA”) in accordance with its then prevailing expedited rules, by one independent and impartial arbitrator selected in accordance with such rules. The arbitration shall be governed by the United States Arbitration Act, 9 U.S.C. § 1 et seq. The fees and expenses of AAA and the arbitrator shall be shared equally by each of us and advanced from time to time as required; provided that at the conclusion of the arbitration, the arbitrator shall award costs and expenses (including the costs of the arbitration previously advanced and the fees and expenses of attorneys, accountants and other experts) to the prevailing party. Arbitration shall be conducted in the state of the District of Columbia. In the event it becomes necessary to commence legal proceedings to enforce the terms and condition of your use of the Sites or your Subscription with Blackbox Preparedness, the prevailing party shall be entitled to recover attorney fees and costs. Judgment on the award may be entered in any court having jurisdiction. Any arbitration will take place on an individual basis; class arbitrations and class actions are not permitted.
Limitation on Liability
You agree that Blackbox Preparedness will not be liable for any harm or loss as stated herein.
Under no circumstances will Blackbox Preparedness be liable for any incidental, direct, indirect, punitive, actual, consequential, special, exemplary, or other damages, including but not limited to loss of revenue or income, pain and suffering, injury, illness or death, emotional distress, or similar damages, even if Blackbox Preparedness has been advised of the possibility of such damages.
You alone are responsible and accountable for your decisions, actions and results in life, and by your use of the Sites, you agree not to attempt to hold us liable for any such decisions, actions or results, at any time, under any circumstance.
In no event will the collective liability of Blackbox Preparedness and its subsidiaries, affiliates, licensors, service providers, content providers, employees, agents, officers, and directors, to any party (regardless of the form of action, whether in contract, tort, or otherwise) exceed the greater of $100 or the amount you have paid to Blackbox Preparedness for the applicable content, product, subscription, Site access, membership or service out of which liability arose.
Under no circumstances will Blackbox Preparedness be liable for any loss or damage caused by a Subscriber’s reliance on information obtained through Blackbox Preparedness. It is the responsibility of Subscriber to evaluate the accuracy, completeness or usefulness of any information, opinion, advice or other content available through Blackbox Preparedness Sites and products. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice or other content.
Under no circumstances will Blackbox Preparedness be liable for any loss or damage in connection with:
- Your use or inability to use our services
- Access delays or access interruptions to our services
- The failure to deliver or erroneous delivery of information
- Public or Private information, whether accurate or inaccurate or fraudulent, provided by you or a third party
- Any breach of a third-party’s intellectual property as a result of information posted by you
- The actions, orders, and judgments or administrative, judicial and other governmental bodies.
- Any decline in market value or loss of any investment (please see “Earnings Disclaimer” for more information)
Under no circumstances will Blackbox Preparedness be liable to you or anyone else for delays in or failures to perform our obligations under this agreement that directly or indirectly result from events or causes beyond our reasonable control including, but not limited to: hardware or software failures, other equipment failures, electrical power failures, labor disputes, strikes, riots, hurricanes, fires, floods, storms, explosions, acts of God, war, governmental actions, orders of domestic or foreign courts or administrative bodies, or the non-performance of third parties.
If a competent court deems us liable to you, our maximum possible liability to you for any reason shall not exceed $100.
No Professional Advice
The information contained in or made available through the Sites (including but not limited to information contained on message boards, in text files, or in chats) cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, financial, medical, psychological, or legal matters. In particular, you should regularly consult a doctor in all matters relating to physical or mental health, particularly concerning any symptoms that may require diagnosis or medical attention. We and our licensors or suppliers make no representations or warranties concerning any treatment, action, or application of medication or preparation by any person following the information offered or provided within or through the Sites. Neither we nor our partners, or any of their affiliates, will be liable for any direct, indirect, consequential, special, exemplary or other damages that may result, including but not limited to economic loss, injury, illness or death. You alone are responsible and accountable for your decisions, actions and results in life, and by your use of the Sites, you agree not to attempt to hold us liable for any such decisions, actions or results, at any time, under any circumstance.
Information You Provide
You may not post, send, submit, publish, or transmit in connection with this site any material that:
- you do not have the right to post, including proprietary material of any third party;
- advocates illegal activity or discusses an intent to commit an illegal act;
- is vulgar, obscene, pornographic, or indecent;
- does not pertain directly to this site;
- threatens or abuses others, libels, defames, invades privacy, stalks, is obscene, pornographic, racist, abusive, harassing, threatening or offensive;
- seeks to exploit or harm children by exposing them to inappropriate content, asking for personally identifiable details or otherwise;
- infringes any intellectual property or other right of any entity or person, including violating anyone’s copyrights or trademarks or their rights of publicity;
- violates any law or may be considered to violate any law;
- impersonates or misrepresents your connection to any other entity or person or otherwise manipulates headers or identifiers to disguise the origin of the content;
- advertises any commercial endeavor (e.g., offering for sale products or services) or otherwise engages in any commercial activity (e.g., conducting raffles or contests, displaying sponsorship banners, and/or soliciting goods or services) except as may be specifically authorized on this site;
- solicits funds, advertisers or sponsors;
- includes programs which contain viruses, worms and/or Trojan horses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications;
- disrupts the normal flow of dialogue, causes a screen to scroll faster than other users are able to type, or otherwise act in a way which affects the ability of other people to engage in real-time activities via this site;
- includes MP3 format files;
- amounts to a ‘pyramid’ or similar scheme;
- disobeys any policy or regulations established from time to time regarding use of this site or any networks connected to this site; or
- contains hyperlinks to other sites that contain content that falls within the descriptions set forth above.
Additionally, subscribers are specifically prohibited from posting negative or defamatory statements regarding Blackbox Preparedness, Zed (President of Blackbox Preparedness LLC), contributors to the site or other subscribers.
Blackbox Preparedness may host message boards, chats and other public forums on its Sites. Any user failing to comply with the terms and conditions of this Agreement may be expelled from and refused continued access to, the message boards, chats or other public forums in the future. Blackbox Preparedness or its designated agents may remove or alter any user-created content at any time for any reason. Message boards, chats and other public forums are intended to serve as discussion centers for users and Subscribers. Information and content posted within these public forums may be provided by Blackbox Preparedness staff, Blackbox Preparedness’ outside contributors, or by users not connected with Blackbox Preparedness, some of whom may employ anonymous user names. Blackbox Preparedness expressly disclaims all responsibility and endorsement and makes no representation as to the validity of any opinion, advice, information or statement made or displayed in these forums by third parties, nor are we responsible for any errors or omissions in such postings, or for hyperlinks embedded in any messages. Under no circumstances will we, our affiliates, suppliers or agents be liable for any loss or damage caused by your reliance on information obtained through these forums. The opinions expressed in these forums are solely the opinions of the participants, and do not reflect the opinions of Blackbox Preparedness or any of its subsidiaries or affiliates.
Blackbox Preparedness has no obligation whatsoever to monitor any of the content or postings on the message boards, chat rooms or other public forums on the Sites. However, you acknowledge and agree that we have the absolute right to monitor the same at our sole discretion. In addition, we reserve the right to alter, edit, refuse to post or remove any postings or content, in whole or in part, for any reason and to disclose such materials and the circumstances surrounding their transmission to any third party in order to satisfy any applicable law, regulation, legal process or governmental request and to protect ourselves, our clients, sponsors, users and visitors.
Any passwords used for the Sites are for individual use only. You will be responsible for the security of your password (if any). Blackbox Preparedness will be entitled to monitor your password and, at its discretion, require you to change it. If you use a password that Blackbox Preparedness considers insecure, Blackbox Preparedness will be entitled to require the password to be changed and/or terminate your account.
Refunds, Cancellations, Chargebacks and Billing Policy
All products are backed by a 30-day money back guarantee as stated on the website from which you purchased. Blackbox Preparedness has rights to change the refund policy at any time, but such changes will be reflected on future orders not past orders.
Guarantee starts from, and includes, the purchase date. Purchase date and time is determined based on Eastern Standard Time in the USA at the time of your purchase. Refund requests or products returned after the refund policy has expired are not subject to a refund and a refund will not be issued. Products returned after the policy has expired will be shipped back to the customer.
For multi-payment options, only the first payment is refundable and only within the first 30 days of the multiple payment term. Subsequent payments are non-refundable but, of course, if you refund within the first 30 days, your card will no longer be billed for subsequent payments. For any product refund, a refund request must be sent to us in writing, in order for a refund to be processed.
For cancellation of your Subscription, or to request a refund, you may email our Support Team at firstname.lastname@example.org. Please include the term “Cancellation” in the subject line of the email.
Be sure to include ALL of your contact information with your request: Full Name, Email associated with your Subscription, and the name of the product, Subscription, or course you wish to have refunded so we can find you in our systems. This is to prevent fraudulent orders.
Refund of a physical product (like a book or DVD) also requires return of the physical product, to a U.S. address we designate, at your own expense. A full refund requires that the product remains in ‘like new’ condition (suitable for resale) and that the shipment is postmarked by the expiration date of your 30-day guarantee period. Physical product returns, must be accompanied by prior authorization. You must contact our Support team for the required “Return Authorization” before shipping anything to us.
Shipping paid at time of purchase is not refundable, but any sales taxes collected will be refunded along with the purchase, if authorized. Upon acknowledgement of a refund request, please allow 5 to 15 business days for the refund transaction to post to your account. Transaction times depend on the policies of your bank or credit card companies.
In the case of monthly subscriptions, you have 30 days to cancel the subscription to receive a refund for your initial payment. You are under no obligation to continue the subscription and can cancel at any time by contacting support at email@example.com. Please include the term “Cancellation” in the subject line of the email. Upon cancellation your card will not be billed again.
You shall not chargeback any payments to us, unless you have been the victim of identity theft and provide us with a valid police report. Your failure to comply with this section may result in immediate termination of your use of our services and Sites. A $100 administrative fee will be applied to every chargeback you make on charges for payment to us.
By accepting this agreement you waive and hold harmless Blackbox Preparedness from any claims resulting from any action taken by Blackbox Preparedness during or as a result of its investigations and/or from any actions taken as a consequence of investigations by either Blackbox Preparedness or law enforcement authorities.
Last updated: November 29, 2016